RetireTree
Test your retirement plan with 150+ years of historical market data. Run Monte Carlo simulations, analyze withdrawal strategies, and plan with confidence using professional-grade tools.
Powered by rigorous data analysis
Go beyond basic calculators. Use the same analytical tools trusted by financial professionals.
Test your strategy against 150+ years of real market data including the Great Depression, 2008 crisis, and every market regime since 1871.
Run thousands of scenarios to understand the probability of success. See not just averages, but the full range of possible outcomes.
Model complex scenarios: dynamic withdrawals, pension income, healthcare costs, and custom cashflow timing.
Create custom market scenarios: bull markets, bear markets, stagflation periods. Test how your plan performs under different economic conditions.
Understand your results through beautiful charts: success rates, portfolio paths, withdrawal sustainability, and regime analysis.
Your financial data stays private. All calculations run in your browser. No account required for core features.
These are real visualizations generated by RetireTree. See exactly what insights you'll get from your retirement analysis.
Analysis showing how sustainable your withdrawal strategy is over time and across different market conditions.
150+ years of market history showing S&P 500, bonds, inflation rates, and CPI trends that power our analysis.
Portfolio value projections over time with confidence bands showing the range of likely outcomes for your retirement.
Move the sliders to simulate 100 possible retirement outcomes over 30 years. Results vary each time to reflect market uncertainty.*
*Assumes 7% average market return and 12% volatility. For demonstration purposes only.
Join thousands who've gained confidence in their retirement strategy. Start with our free analysis tool.