Retirement Years

When you retire matters as much as how much you save. These video shorts simulate retirement outcomes decade by decade, showing how each era’s unique combination of stock returns, bond yields, and inflation shaped 30-year portfolio survival. From retirees who started in the roaring 1920s only to face the Great Depression, to those who launched into the 1982 bull market with perfect timing, each decade tells a different story. The simulations use actual market data to show exactly how a balanced portfolio performed under real-world conditions. These shorts are valuable for understanding how the same withdrawal rate can be perfectly safe in one decade and catastrophically risky in another. They put sequence-of-returns risk into historical context and help you appreciate why flexible withdrawal strategies often outperform rigid rules.