Privacy Policy
How we handle your personal information.
Last updated: September 24, 2025
1. Who We Are
Data Controller: Bellavia
Contact: [email protected]
Service: Analytics tools
2. Information We Collect
Account Information
When you create an account, we collect:
- Email address - for login and account communications
- Encrypted password - for account security
- Account preferences - for saving your calculator settings
Usage Analytics
We use Google Analytics to understand how our service is used.
No personally identifiable information is sent to Google Analytics.
Calculator Data
Portfolio values and simulation parameters you enter are processed locally and not permanently stored unless you save them to your account.
3. How We Use Your Information
We only use your information to provide and improve our retirement calculator service.
- Authenticate your account and maintain security
- Save your calculator preferences and configurations
- Improve our service based on usage patterns
- Provide technical support when requested
- Send essential service updates (account-related only)
4. Information Sharing
We do not sell, rent, or share your personal information for marketing purposes.
5. Data Retention
- Account details: kept until you delete your account
- Saved calculator settings: kept until you delete your account
- Analytics data: 26 months (Google default)
6. Cookies
- Essential cookies: required for login and security
- Google Analytics cookies: used to understand service usage; no advertising cookies are used
7. Data Security
- HTTPS encryption for all data in transit
- Secure password hashing and storage
- Regular updates and access controls
8. Policy Updates
We may update this policy to reflect changes in our practices or legal requirements. Material changes will be communicated via email to registered users or prominently displayed on our website at least 30 days before taking effect.