Withdrawal Rates

How much can you safely withdraw in retirement? That single question has shaped more financial plans than almost any other. These video shorts backtest the most common withdrawal rates — from a conservative 3% to an aggressive 7% — against every 30-year retirement window in US market history dating back to 1871. Each simulation tracks a real portfolio of stocks and bonds through recessions, wars, stagflation, and booms. You’ll see how different withdrawal rates performed across the best, worst, and most typical market environments. The results reveal which rates consistently survived 30 years, which ones ran out of money, and how much was left on the table by those who withdrew too little. Whether you’re planning early retirement, stress-testing a financial plan, or just curious about the 4% rule, these shorts give you the historical evidence in under 60 seconds.